Five Mistakes Most Holiday Shoppers Make

December 27th, 2011

Five Mistakes Most Holiday Shoppers Make

Holiday shopping and spending mistakes can cost you more than you realize. It can be tempting to go a crazy the first Christmas
after you get your first real job. You are making a real salary, and you feel that you want to say thanks to those who have helped
you while you struggled through college and internships. Christmas savings strategies can help you save money, while still saying
thanks, but avoid the most common holiday shopping mistakes.
1. Don’t Use Credit
One common holiday shopping mistake is to put everything on the credit card. You can end up paying for Christmas for several
months this way. People tend to overspend more when they use credit cards as well. Use your debit card or cash to purchase your
Christmas gifts. If you plan carefully you do not need to use credit to buy anything associated with the Holidays. This is one gift
you ought to give yourself.
2. Don’t Buy to Impress
It is tempting when you finally have some money to go out and buy extravagant gifts for everyone on your list. You may want to
buy an extra nice gift for your parents or a close friend, but try not to go overboard on everyone’s gift. Most people would prefer a
well-thought out gift that matches their personality and interests to something you bought simply for how much it cost you. You
should be able to see when you are crossing that line.
3. Don’t Forget Anyone
One common holiday shopping mistake is to forget someone on your list. Shopping with a list is essential. You do not want to
forget anyone’s gift. Additionally as you make out your list you can write down gift ideas for each person. Take your list with you
and consult it as you shop. Cross off each person as you find the perfect gift. Another holiday shopping mistake is to forget that
you have already purchased a gift for someone. The list can help you avoid that as well.
4. Don’t Forget to Shop Around
You may hate shopping, and so one holiday shopping mistake you may be tempted to make is to forgo comparison shopping. At
the very least look online at two or three stores, before you go shopping. This will give you an idea of how much an item should
cost you. It may save you the trouble of shopping all together, if you order everything online. Black Friday sales can save you
money too, but only if you go in with a game plan and stick to your shopping list.

Top Trees for Christmas

December 27th, 2011

Top Trees for Christmas

1. Noble Fir
The Noble Fir is deep green in color and has unusually lovely branch shape. Boughs of this tree are often made into fresh wreaths.
Its branches are sturdy yet the needles are not too sharp to decorate easily. Like the Fraser Fir, the Noble’s branches have good
spacing between branches so it’s easy to hang ornaments on them.
2. Colorado Blue Spruce
A Colorado Blue Spruce has a nice pyramidal shape with strong limbs that can hold heavy ornaments. The Blue Spruce is known
for its lovely blue foliage which can also appear silvery. If your decorating scheme does not include this bluish tint, this tree may
not be right for your home.
3. Grand Fir
The Grand Fir has a glossy dark green color with needles that are 1 to 1 1/2 inches long. This tree is soft to the touch and may not
be able to hold heavier ornaments. It’s a pretty tree htat grows as high as 300 feet and it’s becoming more popular for homes.
4. Balsam Fir
The Balsam Fir is a beautiful dark-green color with airy, flexible branches that may not be able to hold heavy ornaments. It has an
attractive form, it holds its needles well, and gives off a pleasant fragrance for your home.
5. White Fir (or Concolor Fir)
The National Christmas Tree Association notes that “Needles are usually 1/2 to 1 1/2 inch long, pointed or notched at the tip,
bluish-green when young turning dull green with age…. As a Christmas tree, white fir has good foliage color, a pleasing natural
shape and aroma, and good needle retention.”
6. Eastern White Pine
Branches from the White Pine are often used in garlands, wreaths, and centerpieces due to their long, feathery, soft needles.
Though it is a beautiful tree, branches can be a bit too flexible to support heavier decorations. Its lush fullness also makes it
difficult to squeeze in ornaments. The White Pine needles last a long time when properly watered.
7. Douglas Fir
A Douglas Fir is beautiful Christmas tree with soft shiny green needles. It may be difficult to decorate if the branches have been
sheared into a perfect conical shape, leaving too little space between branches to hang decorations. If this variety of tree is
available, you might want to take an unbreakable ornament with you when you buy a tree to see if you can put decorations on it.
Choose a Douglas Fir that is freshly cut and keep it well watered.

Be a Smart Christmas Shopper

December 27th, 2011

Be a Smart Christmas Shopper

Whether you’re shopping for your Christmas gifts ahead of time or doing some last-minute shopping, you’ll find some of our ideas
helpful. Avoid the crowds, spend less money, and find Christmas gifts that everyone will really appreciate.
Try some of these ideas if you like to get your shopping done early, but want to be sure to get it right:
Shop Online
Almost every major retailer and specialty store has a website and offers online shopping. If you’re familiar with the quality of the
products of the company, go for it. You can take care of all your shopping on one or two sites and find something for everyone.
Books, plants, small appliances, toys, and clothing are easy to find. Most companies will gift wrap your purchase, add a card with
your personal greeting, and send it in time for Christmas. Be sure to confirm shipping times and options. If you need specific
information about items, use the store’s customer service department and call.
Buy in Bulk
For work colleagues, teachers, neighbors, or a group of friends that you give gifts to, consider giving everyone the same item. It
can be a yummy food gift, a seasonal decoration, a favorite book you’ve just read, or some piece of apparel. You may feel
awkward doing this. If so, get several things and give one to an individual in each group. Then they won’t know that you’ve
bought several of the same gift.
I like to do this sort of shopping just after Christmas, when bargains are everywhere. I find something I really like, count my
numbers, and buy one for everyone. If the items come wrapped, be sure to mark the packages so you don’t forget what’s in them
and who they’re for. Store the gifts in a safe, weather-proof closet until the next Christmas.
Add to Someone’s Collection
Christmas is a wonderful time to add to a newlywed’s set of dishes or a collector’s menagerie. You can buy the gift any time of
year, pack it up, and have it ready when Christmas comes. If you’re looking for something unique or hard-to-find, contact antique
dealers or retailers in your community and ask them to call you throughout the year when they get the item.
An Evening Out
Visit your local movie theater or concert hall and purchase a pair of tickets to an upcoming big event. If you have a group of
friends you socialize with, consider buying a ticket for each one and yourself. You’ll be able to spend time together and you’ll be
giving everyone a gift at one time.
Personalized Paper
Everyone loves to see their name on things, even if it’s just paper. Experiment and play on your computer to create a personalized
letterhead for people on your list. (My name, Coral, is hard to find anywhere, so a personalized gift is really special!) Print out
your work and have it copied onto notepads, envelopes, beautiful stationery, or business papers.
One-of-a-Kind Gift Certificates
For a gift that lasts long past Christmas, plan to share a lunch, tea, afternoon, shopping spree, day skiing, lesson on knitting, day of
decorating, drive to the beach or mountains, or walk in the park with someone you love to be with. Create a personal and unique
gift card that they can redeem with you for the occasion.

Keep these in mind if you are a last time shopper

December 27th, 2011

Keep these in mind if you are a last time shopper

Patronize Neighborhood Shops
Avoid the hectic malls and visit a neighborhood boutique. Often the sales help is much more knowledgeable and the shops are less
crowded.
Think Office, Entertainment, and Tech
You can usually find computer stores, office supply stores, or a stationery store free-standing, outside of a mall. Think about
special software, CD’s, daily planners for the year ahead, a personalized calendar, beautiful and collectible pen, or a photo album.
You’ll avoid the crowds and find something really personal.
For the Tool Guy or Gal
Believe it or not, some people yearn for the newest cordless, variable-speed, reversible drill, but just can’t seem to splurge on one
for themselves! A local hardware store or big building center often has knowledgeable staff to direct you to the latest tool or worksaving
device. You’ll be thought of every time your recipient uses the tool!
The “Hostess With the Mostest”
Invite an individual or your group of friends to meet you at a favorite local restaurant. Advise your server that you’re picking up
the bill for everyone, and let your friends know that your time together is your Christmas gift to them.
Bon Voyage!
If you know someone who has a trip planned or just loves to travel, find some handy travel supplies. (A suitcase is a very personal
item, so I wouldn’t recommend buying one for another person. Think of a gift certificate for this.) You might find a perfect travel
guide, maps, tote bag or backpack, flashlight, suitcase strap or lock, leather passport cover, or packing cases. You’ll be with them
on their adventures, in spirit, at least!
Basket of Goodies
Retrieve a basket from your basement or garage or buy a new one. If you like, spray paint it in holiday colors. Then visit your
produce store or grocery store and select some of their finest goodies. Create a basket of beautiful fruits, an assortment of yummy
chocolates, coffee or teas and a mug, or ingredients and supplies for a gourmet Thai, Chinese, Italian, or Mexican dinner. Place the
items on raffia or a bed of moss, cover with colored or clear cellophane, and top with a seasonal ribbon.
Plants and Flowers
Visit a local nursery or flower shop and purchase a beautiful living plant, a fresh miniature tree or wreath, or a display of holiday
flowers. Add a pretty bow, a personal note, and a keepsake ornament, and hand-deliver the gift to your friend.
A Gift Everyone Loves
I love to receive gift certificates, though I don’t often think to give them. You too? Think of a gourmet grocery store, building
center, department store, spa, hotel, restaurant, specialty apparel shop, gas station, theater, movie rental store, or flower shop. You
can often order your gift certificates over the phone and ask them to be sent to the recipient. Or you can deliver them yourself or
send them in your annual Christmas card. Confirm that the gift certificate has no expiration date and will be honored whenever it
is presented. Many people tuck gift certificates away in a wallet, only to discover them months later. What a lovely surprise!
With so many ideas, what are you waiting for? Get out there, do your Christmas shopping, and rest assured that your friends will
love their gifts, and you!

Tips on how to save money on Christmas Gifts

December 27th, 2011

Tips on how to save money on Christmas Gifts

There is a reason that the day after Thanksgiving is known as black Friday—Christmas spending is something that every person
needs to be aware of. It is important to take the time to carefully plan and purchase the Christmas gifts so that you do not
overspend and put things on a credit card. Here are five Christmas giving tips.
1. Stick to a Christmas Gift Budget
One of the most important things that you can do is to stick to a Christmas gift budget. You can incorporate this into your monthly
budget and put money away for Christmas each month so that you have the extra money in December. You should also budget
how much you are willing to spend on each gift and stick to it. This way you will be able to buy everyone a nice gift without
going over your budget. Budgeting may not seem like a lot of fun, but you can look at it as a creative challenge. Often the
carefully thought out gifts are a lot more meaningful than the more expensive ones. Christmas savings strategies are important to
help you stick to your budget.
2. Plan Your Christmas Gift List in Advance
It is important to plan ahead when it comes to Christmas gifts. You can begin looking for Christmas gifts at any time during the
year. In fact you can find great sales on things in the summer and save them for Christmas. If you do this you need to keep a list of
what you have gotten and for whom, because you don’t want to end up buying three gifts for one person and none for another.
You can also plan ahead through comparison shopping online or even ordering most of your gifts online.
3. Buy One or Two Extra Christmas Gifts
Those extra, unexpected Christmas gifts can throw off your Christmas budget. You can prepare for this by purchasing one or two
generic gifts that you can give in return when you receive an unexpected gift or have an unexpected party to attend. Gift cards are
a great way to do this, but you could also consider a bottle of wine for a party or another type of hostess present.
4. Encourage Christmas Gift Exchanges
One easy way to save on Christmas gifts is to do a Secret Santa gift or to draw names and then shop for just one person. This
really can help to save money on gifts, plus it allows people to purchase a nicer gift for their person instead of several less
meaningful gifts. This could be applied to office giving as well as extended family giving. Large families may do it among
siblings as well.
5. Give a Christmas Gift to Someone in Need
Take time this holiday season to give to someone who truly needs it. This gift may be the one that makes the biggest difference in
your shopping experience. There are several charities to choose from that help to bring Christmas to the truly poor. Every child
deserves to receive something special over the holidays. You can purchase this gift while you are out shopping and drop it off
right away or you may decide to organize a toy drive for a specific organization or family yourself.

Christmas Shopping UK

December 27th, 2011

What Is Three Days?

Can we fit three days between Friday evening and Sunday morning? The general belief among “Christians” is that Christ meant
parts of three days: part of Friday, all of Saturday, part of Sunday. But is that what He said?
One of the most important rules of biblical interpretation is to allow the Bible to interpret itself. The Bible often explains its
symbols and defines its terms. Is there a biblical definition of what constitutes a “day” and a “night”? Yes, there is!
Jesus Himself supplies the definition in John 11:9-10:
Are there not twelve hours in the day? If anyone walks in the day, he does not stumble, because he sees the light of this world. But
if one walks in the night, he stumbles, because the light is not in him.
The plain meaning is that He recognized the twelve hours of daylight to form a “day,” and the corresponding twelve hours of
darkness He called “night.” Thus three days and three nights would be made up of six twelve-hour periods or 72 hours.
This is the same method He uses in the Old Testament’in fact, in the very first chapter of the Bible! “God called the light Day, and
the darkness He called Night. So the evening and the morning were the first day. . . . So the evening and the morning were the
second day. . . . So the evening and the morning were the third day” (Genesis 1:5, 8, 13). Here are three days and three nights so
clearly defined anyone can understand!
What about the sign of Jonah? Was the prophet in the great fish’s belly for a complete 72 hours? The marginal note in Bullinger’s
Companion Bible for Jonah 1:17 reads: “Three days and three nights. The Hebrew idiom ‘three days’ can be used for parts of three
days (and even of years): but not when the word ‘nights’ is added” (our emphasis). By the addition of “nights,” the expression
becomes more specific, precluding the idea of “parts” of days!
The differing expressions Christ used help to define “three days” even further. We already know “three days and three nights”
refers to a 72-hour period. What about the other phrases? Do they mean the same?
é Jesus said He would rise “the third day.” This narrows that period to no less than 48 hours and no more than 72 hours from His
burial.


é He also said “in three days” He would rise. The outer limit for the duration of His stay “in the heart of the earth” could be no
more than 72 hours.
é Two other times it is said that He would rise “after three days,” meaning He must be in the grave at least 72 hours and not a
second less!
When we compile all of these factors, we can reach only one definite conclusion: Jesus Christ was in the tomb of Joseph of
Arimathea exactly 72 hours to the second! If He was resurrected either earlier or later, we have no Savior because the only sign
He gave would have failed!
He would be a fraud!
But we have assurance that “the Scripture cannot be broken” (John 10:35). What God prophesies comes to pass (Isaiah 46:9-11).
In this instance, His Word was fulfilled to the very second!

 

 

Five homemade gifts for Christmas
Check out these 10 easy homemade gift ideas for Christmas, a birthday, or any occasion. Using these ideas, you can give everyone
you know a homemade gift this year.
1. Potpourri Filled Glass Jar


For Teens and adults
Approximate Time Required: An hour or less
Materials Needed
Glass jar
Fake leaves
Scented potpourri
Battery operated tea light
Holiday ribbon
Scissors
Instructions
1. With any medium to large clean jar, line medium assorted autumn fake leaves around the inside of the jar so there are no blank
spaces.
2. Put any spice or holiday (fall) scented potpourri inside to the neck of the jar.
3. Add battery operated tea light.
4. Add festive ribbon around the neck of the jar.
Tips and Tricks
At night, turn off all the lights and turn the tea light inside of the jar, it will illuminate the whole room and also fill the air with the
warm aroma.
2. Photo ornament (using an old CD.)


Materials Needed:
Old CD
Felt
Photo
Craft Glue
Ribbon
Scissors
Instructions:
Trace around the CD onto a piece of felt. Cut out the felt circle.
Cut a 10-inch piece of ribbon. Tie the ribbon into a loop. Put a dab of glue onto the back of the CD towards the outside edge. Press
the ribbon loop into the glue to make the hanger.
Spread glue over the entire back of the CD. Center the felt circle on glue and gently press. This will cover any writing and the
ribbon ends, and it will be the back of your ornament.
Cut around the figure in the picture you are using. You can cut it into a rectangle shape, circle, or whatever you want. For a fancy
edge, use pinking sheers!
Trace the picture onto a piece of felt. Cut out the shape, making it about 1/2-inch wider than the picture. Glue the photo onto the
piece of felt so you can see the felt on all sides. Glue this onto the center of the CD, making sure you cover the hole completely.

 

3. Candy wreath Craft


Make a wreath using hard, wrapped candies, ribbon, and a hanger! A fun decoration that you can eat.
Materials Needed:
Wire Hanger
Wrapped Candy
Regular or Curling Ribbon
Wire Cutters
Scissors
Instructions:
Straighten the hanger and then cut off a piece about 12-inches long. Bend that piece into a circle shape that is about 5-inches
across. Overlap the ends and twist them together. Of course, you can adjust the size of your circle as much as you like. I used
about 50 wrapped candies on my 5-inch wreath so you will need more if you make it bigger and less if you make it smaller.
Once you have the wreath base made, you can add the candy! You can use any kind of wrapped candy you like, anything from
traditional peppermint rounds to suckers. About 50 of them should fill your wreath nicely, but this number can vary a bit from
person to person because of how close they are tied together and the size of the candies used.
Cut the ribbon into pieces about 8-inches long. Take 1 piece of candy and tie it to the center of a piece of ribbon. Then, use the
ribbon to tie the candy tightly onto the wreath. You can either cut off the extra ribbon or leave it. The ends can be curled to add a
nice touch to your wreath. Continue this process until you have the wreath as full of candy as you like.
To hang your wreath, cut a piece of ribbon and tie it around the wreath and into a loop. You can even eat the candy by simply
unwrapping it, leaving the wrapper attached to the wreath!
4. Cookies in a Jar


These cookie mixes in mason jars make fun and unique gifts and are sure to be a big hit with everyone you give one to!
Follow the steps below to make your own cookies in a jar. Start out by gathering the basic supplies you will need. Then pick a
recipe and gather together those ingredients. Finally, you can fill and decorate the jar. Don’t forget to print out a recipe gift card to
include with the cookies in a jar.
Gathering Supplies
Start off by gathering these basic supplies. You will use the same basic supplies no matter what recipe you choose.
Quart Size Canning Jars with Lids
Scrap Fabric
Ribbon
Glue
Paper
Recipe and Required Ingredients (below)
Filling the Jar
Follow these simple instructions when you are ready to start filling your jars with the cookie ingredients.
Thoroughly wash and dry the jars and lids.
Pick a recipe of your choice and gather your ingredients. Fill the jar from the recipe you choose & add a label on it. That’s it!
5. Blooming Flower Pen


Materials Needed:
Pen
Silk or Plastic Flower with Stem
Green Floral Tape
Scissors
Instructions:
Hold the flower next to the pen and clip the flower stem so it is about 2-inches up from the tip of the pen. The flower should sit on
the end of the pen. Remove and leaves. While holding the flower stem tightly against the pen, wrap the entire length of the pen
with floral tape. This will secure the pen and flower together. With the floral tape you do not need tape or glue